3679 Birkland Cir Lewis Center, OH 43035
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About this home
Beautifully Updated Home in Prime Location This move-in ready 2nd-floor home offers fresh paint and stylish luxury vinyl plank flooring throughout. With a flexible layout, it features 2-3 bedrooms (including a flex room perfect as a bedroom or den), 2 full bathrooms, and a spacious 2-car attached garage. The open-concept great room combines living and dining areas and flows seamlessly into the kitchen. The kitchen boasts ample cabinetry, a large pantry, and newer stainless steel appliances including a gas range. The large owner's suite includes a full private bath and a walk-in closet with built-in organizers. The nicely sized second bedroom is next to a full tub/shower bath. A convenient laundry room includes a nearly new Samsung all-in-one washer/dryer. Enjoy privacy and views of the expansive green space behind the home. Enjoy the gorgeous community pool, well-equipped fitness facility, and rentable clubhouse—perfect for gatherings and special occasions. Located in the Olentangy School District, this home offers easy access to Polaris, Uptown Westerville, I-71, parks (Alum Creek), shopping (Polaris, Tanger, Easton), and dining (Polaris Grill, Kitchen Social, Nomad, Liberty Tavern and more). Open Sunday, September 21, 1-3PM
Source: COLUMBUSOH #225031118
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.