3687 Overlook Dr Macon, GA 31204
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About this home
3687 Overlook Drive is newly renovated. This waterfront home features 3 bedrooms, 2.5 bathrooms, a spacious yard with a spectacular pool, stunning pond and a formal office. Overlook Drive is a scenic street lined with lush greenery and charming homes; this picturesque setting is truly special and is situated on a deep lot with 0.66 acres. Upon entering, you're greeted by original hardwood floors, abundant millwork and a central hallway that draws your gaze toward the serene pond beyond. To your right, a moody office features custom built-in antique brass designer picture lights, and multiple windows. To the left of entering, an exquisite formal dining room features an eye-catching chandelier and floral wallpaper providing a sense of grace or sophistication. Continuing down the hall, the spacious living room offers pond views, making it the perfect gathering space with its 9-foot ceilings and a newly designed fireplace with a historic, repurposed 100-year-old mantel. The open floor plan seamlessly flows into the kitchen equipped with refreshed original cabinetry and Calacatta quartz countertops, a stylish walk-in pantry, and meticulous attention to detail. Adjacent to the kitchen, a stunning breakfast room accented with shiplap adding warmth and elegance with another an eye-catching chandelier. Adjacent to the kitchen is a moody and fun powder room with restored wall sink and antique mirror. Also on this floor, a spacious walk-in laundry room with striking wallpaper and custom accent wall to hang your coats. Ascending to the second floor, you'll find on your right an oversized master suite with fun yet neutral colored wallpaper; within the master suite is a newly added space with the potential to be used as a walk-in closet, nursery or second office; this space offers both functionality and character. Adjacent to the master suite you'll find two additional bedrooms each with ample closet space and a shared custom chic full bathroom with stylish marble vanity. Step onto the back porch to take in the tranquil scenery. This space is ideal for year-round enjoyment. The backyard is a true oasis, offering pond views and ample room. This home embodies the essence of peaceful living, blending timeless indoor style with breathtaking outdoor offerings. Call today to schedule your private showing!
Source: GAMLS #10610071
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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