3691 Desert Willow Ln Colorado Springs, CO 80925
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About this home
Welcome to your new home! This inviting 4-bedroom, 3-bathroom home with a 3-car garage sits proudly on a corner lot, offering a perfect blend of comfort, space, and convenience. Centrally located to Peterson Space Force Base, Fort Carson, and Schriever Space Force Base, this home provides an ideal balance of accessibility and community living. Step inside to a bright and versatile front flex space that can serve as a formal dining area, office, or creative zone. The entire main level features laminate flooring, offering a stylish, low-maintenance design that’s easy to clean and care for. The kitchen opens to the living room and a second (or primary) dining area, creating a natural flow for everyday living and entertaining. Sliding glass doors lead to the backyard, perfect for outdoor dining or relaxing evenings under the Colorado sky. Upstairs, you’ll find a loft with additional flex space, three comfortable bedrooms, a convenient laundry room, and the primary suite complete with a 5-piece bathroom and generous walk-in closet. The upper level is fully carpeted, keeping floors warm and cozy during cooler months. Additional highlights include a whole-home water softener system, abundant natural light, and a functional layout designed for modern living. The neighborhood offers access to scenic walking trails, a nearby community park, and multiple additional parks, including one just south of the neighborhood featuring a skate park, basketball court, and dog park—perfect for outdoor recreation and fun close to home. Schedule your showing today and put in an offer to spend the holidays in your new home!
Source: PPMLS #3282030
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.