3696 Jupiter Dr North Royalton, OH 44133
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About this home
Beautifully Maintained 4 Bedroom Colonial situated on a private Cul-De-Sac Lot! As you enter this Attractive Home, you view the Foyer with a New Chandelier! There is all New Lighting on this level as well! To the right is the Cozy Living Room and to the left is a Great Office/Flex Space! You then proceed to the Eat-In Kitchen which showcases a Breakfast Bar, Wood Cabinets, Luxury Vinyl Tile (2023) & Gorgeous Granite Countertops! All Kitchen Appliances to stay! The Nice Formal Dining room is off the Kitchen!. As you walk into the Family Room you will see the Woodburning Fireplace for those Chilly nights to come! The Inviting Deck is accessible off the Kitchen dinette area which boasts a new Sliding Door - 2024! As you sit and relax on the freshly stained Deck you can view the Breathtaking Private Backyard too! The 2nd Floor includes a Lovely Master Bedroom with Vaulted Ceilings & a New Ceiling Fan! The Large Master Bath offers a Brand New Shower & Toilet - 2024! There are 3 other Good size Bedrooms upstairs and a 2nd Full Bathroom as well! The finished Basement boasts a Rec Room, Exercise/Pool Table Area, plenty of Storage plus a 3rdFull Bathroom! The Storage area can actually be turned into a 5th Bedroom too! There is a Backyard Shed and a Crawl Space in the attached Garage which both offer extra storage! The Roof was a complete Tear Off (2022) by Barbera Roofing! The H2O tank is 10 years old! Additionally there is a 220 Line for a Hot Tub! Don’t Delay on viewing this Charming Home!
Source: MLSNOW #5169588
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.