36972 Bridle Ridge Ln Purcellville, VA 20132
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About this home
This exquisite Huntwick Place Deluxe home by Carrington sits on nearly 2 private, tree-backed, acres and features over 4000 sqft of finished living space. This elegant colonial blends beauty and function for the perfect country retreat. Step into the grand two-story foyer that flows seamlessly into a spacious hall, featuring triple keystone cased arches that invite you to explore the formal dining room adorned with elegant four-piece dentil molding, the sophisticated sitting room with French doors, and the private main level office. The journey culminates in a stunning sunroom addition, boasting vaulted beamed ceilings, a gas fireplace, and views of the charming parterre kitchen garden. The family room, highlighted by an additional gas fireplace and a coffered ceiling, seamlessly connects to a gourmet kitchen equipped with a butler’s pantry and dual dishwashers in a generous center island. A mudroom, large pantry, and powder room round out this impressive floor. On the upper level, escape to the lavish primary suite, where a grand Palladian window frames breathtaking views of Short Hill Mountain. This sanctuary boasts dual walk-in closets and a spa-inspired en suite bathroom, complete with a soaking tub, water closet, tray ceiling, and dual marble vanities. A secondary bedroom features its own en suite bath, while the remaining two bedrooms share a practical Jack & Jill bathroom. The home’s established English cottage-style garden, featuring a variety of perennial plants, David Austin roses, and espaliered fruit trees, creates a truly bucolic retreat. Nestled near the Goose Creek Historic District between Purcellville and Middleburg, this home offers the privacy of country life with access to charming towns, wineries, and commuter routes, plus the conveniences of the city with fiber internet access, proximity to grocery stores, restaurants and more! All of this could be yours! Welcome Home to Bridle Ridge Lane!
Source: BRIGHT #VALO2108144
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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