3700 Como St Port Charlotte, FL 33948
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About this home
Whatever your perfect Florida day looks like, you can live it here. Begin with a swim in your resort-style heated saltwater pool, stroll down your private nature trail to the tiki hut and dock with lifts, and set out for the Gulf. Entertain outdoors in the summer kitchen, or unwind with movie nights in your private theater. The upstairs entertainment loft offers a wet bar, balcony, and Murphy bed — the ideal space for guests. Set on 3.4 acres within the gated enclave of Bridgebrook Shores, this custom estate combines privacy, luxury, and resort-style living. Inside, 12-foot ceilings, graceful archways, and detailed millwork create an elegant yet welcoming atmosphere. The chef’s kitchen features Dacor, Bosch, and Sub-Zero appliances, an 8x9 walk-in pantry, and an oversized island designed for entertaining. The primary suite is a serene retreat with double tray ceilings, two walk-in closets, and a spa-style bath with a Roman shower and jetted tub. A second master suite with ensuite bath and two additional bedrooms provide comfortable accommodations for family and guests. The three-car garage with epoxy floors offers space for luxury vehicles, golf carts, and boating gear. Beyond the screened lanai, the private dock with lifts gives direct access to exceptional boating and fishing — a true waterfront enthusiast’s dream. Minutes from shopping, dining, and area beaches yet a world apart, this property lives like a private resort. A rare opportunity for those seeking a secluded retreat where luxury, tranquility, and recreation come together seamlessly.
Source: STELLAR #D6144541
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.