3701 Birmington The Colony, TX 75056
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About this home
Discover lakeside living at its finest in this stunning 4-bedroom, 3.5-bath home with a 3-car garage, private pool, and spa, nestled in the luxury golf and resort community of The Tribute. Thoughtfully updated with a new roof (2025), fresh paint, new carpet, and new engineered wood flooring upstairs, this home is ready to impress. The main level is designed for both comfort and entertaining. A private office-flex space makes working from home a breeze, while the open concept living area sets the stage for gatherings. The living room showcases tall ceilings and a beautiful stone fireplace, flowing seamlessly into a gourmet kitchen with stainless steel appliances, stylish lighting, breakfast room, and dual pantries. The spacious primary suite offers a spa-like retreat with dual vanities, jetted tub, separate shower, and 2 separate walk-in closets. Upstairs, you’ll find new flooring throughout along with a versatile study-flex space, a media room perfect for movie nights, and a game room for endless fun. Three secondary bedrooms include one with a hall bath and two sharing a Jack-and-Jill bath, plus the convenience of a laundry room. Step outside to your backyard oasis featuring a sparkling pool, relaxing spa, large, covered patio, and grassy yard for pets and play. Included is a large storage shed for pool toys & garden extras. Living at The Tribute means more than just a beautiful home—it’s a lifestyle. Residents enjoy resort-style pools, splash pads, playgrounds, dog parks, pickleball and tennis courts, miles of scenic trails, fishing ponds, and kayak launch pads. Golf enthusiasts will love the two award-winning 18-hole courses with clubhouses, restaurants, and year-round events. A new marina with waterfront amenities and beach volleyball is underway. Located near Prestwick STEM Academy and Strike Middle School, and just minutes from premier shopping and dining, this home truly has it all—luxury, convenience, and an unbeatable lifestyle.
Source: NTREIS #21033853
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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