3708 Endicott Pl Springdale, MD 20774
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About this home
Welcome to this updated three‑level single‑family home featuring 3 bedrooms, 3.5 bathrooms, and a 2‑car garage. The main level offers a bright, open layout centered around a refreshed kitchen with new appliances and quartz countertops, flowing to the dining and living spaces. Step outside to a new deck overlooking a new stone patio and new, fully fenced yard—a private setting ideal for everyday living and easy entertaining. Upstairs, the spacious primary suite includes an ensuite with a jacuzzi tub. A huge loft, two additional bedrooms and another full bathroom complete the level. The finished walk‑up basement adds flexible bonus space (media room, playroom, gym, or guest area) with direct access to the backyard. Peace‑of‑mind upgrades include 3 year old windows with a transferable 15‑year warranty to the buyer, a water‑softening system, and a shed with a new roof. With thoughtful updates inside and out, ample storage throughout, and low‑maintenance outdoor spaces, this turn‑key home is ready for its next owner. HVAC and roof 2016/dishwasher, stove, oven, refrigerator, microwave 2023. 220v in the garage for EV.
Source: BRIGHT #MDPG2180316
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.