3709 Atrium Dr Plano, TX 75075
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About this home
OPEN HOUSE, Saturday OCT 25th and Sunday OCT 26th from 1-3pm! Walk through the door and you will feel the warmth and character of this beautifully maintained custom home in one of Plano’s most established neighborhoods. The spacious living room features beamed ceilings, a cozy gas fireplace, and a built-in wet bar, creating the perfect space for relaxing with family or entertaining friends. The sunlit breakfast nook carries that same charm with wood beams and peaceful backyard views. This spacious 4-bedroom, 3 bath home offers walk-in closets, ceiling fans, new laminate wood flooring in all bedrooms, and ceramic tile in the bathrooms. The hardwood floors in the main living areas have been freshly stained, and the interior has been newly painted, giving the home a clean, move in ready feel. A Brand-New ROOF will be installed before closing, providing peace of mind for the new owners. Step outside and enjoy your own backyard retreat featuring a sparkling pool and spa, two covered outdoor living spaces with lights and ceiling fans, and a beautifully landscaped yard that includes a butterfly sanctuary lovingly created by the homeowner. Whether you are enjoying your morning coffee, hosting a barbecue, or watching the kids swim, this backyard is made for everyday living and special memories. Additional highlights include an oversized 2-car garage with a workbench, a side yard with a storage building and dog run, and recent updates including a water heater (2022), pool equipment (2023), and one of the two HVAC units replaced in 2024. You will love the convenience of being close to Cheyenne Park and Saigling Elementary, with walking & jogging trails, sports fields and playgrounds, as well as nearby shopping, dining, and recreation. This custom home offers comfort, charm, and a backyard oasis in a location families love! Schedule your private showing today and see why this Plano home is the perfect place to call your own.
Source: NTREIS #21082352
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.