3710 E Hamilton Ave Tampa, FL 33604
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About this home
Experience the perfect blend of modern comfort and flexible living in this beautifully updated 3-bedroom, 2-bath home — plus a private 1-bedroom, 1-bath studio! NO HOA AND NO CDD TAX. Step inside to discover elegant tile flooring throughout, creating a clean and contemporary feel. The bright and open living room flows seamlessly into the stylish kitchen, featuring a granite breakfast bar, brand-new stainless steel appliances, and a convenient wine fridge — perfect for casual dining or entertaining guests. The spacious primary suite offers an updated ensuite bathroom with a shower-tub combo, while two additional bedrooms share a second full bath. One of the bedrooms includes French doors leading to the large screened-in porch — the perfect place to relax and enjoy Florida’s indoor-outdoor lifestyle. The garage has been thoughtfully converted into a private 1-bedroom, 1-bath studio suite with its own separate entrance — ideal as an in-law suite, guest quarters, or income-producing rental. Outside, unwind or entertain in the backyard retreat featuring a screened-in patio, a large concrete deck, low-maintenance artificial turf, an inviting above-ground pool, and a spacious custom-built deck perfect for gatherings. Two sheds with electrical provide extra storage and workspace, and the oversized driveway offers plenty of parking for residents and guests. Peace of mind comes with a new roof (2019) and new A/C (2019). Conveniently located less than 30 minutes from Downtown Tampa, 15 minutes from USF, and just 10 minutes from Busch Gardens, this home provides easy access to top entertainment, education, shopping, and dining options. Don’t miss your chance to own this versatile, move-in-ready home in a prime location!
Source: STELLAR #TB8440108
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.