3712 Argon Dr Tampa, FL 33619
Your savings
About this home
NEVER IN A MILLION YEARS YOU WOULD OF THOUGH YOU COULD FIND A HOME LIKE THIS ONE- FROM THE TIME YOU DRIVE UP DON'T MISS THIS WIDE LOT WITH CIRCULAR DRIVEWAY; LARGE (5 bed 3 bath home.) [[ big families and investors welcomed]]. This large 4-bedroom home in the front with an extra 876 square addition in the rear for a total of 2001 sq.st of living area the home has been completely updated, fully equipped all you need is just a few flowers and you'll have a jewel in your hands. Take look at it the additional space which has its own private entrance, bathroom etc. The additional space makes it a perfect spot for your mother-in-law, teenager, who Knows? This EXQUISITE HOME HAS THAT BIG ADDITIONAL SPACE WITH A SEPARATE ENTRANCE DOOR FOR PRIVACY FROM MOTHER-IN-LAW OR WHATEVER. fully equipped bath, minutes from everything, downtown, Ybor city, Channelside and the casino, ALL JUST Minutes AWAY. The backyard is an excellent get away,. Barbecues and relaxing atmosphere. NO HOA, NO CCDDs, NOT IN A FLOOD ZONE, A PLACE WHERE YOU CAN ENJOY LIFE AND LIVE IN PEACE. WARM AND WELCOMING LAY OUT.E every day essentials are just minutes away. Hidden in a quiet area of Tampa surrounded by everything Tampa has to offer- if you are looking for the best of all worlds .. this is it.!!!
Source: STELLAR #TB8413482
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.