3713 Hickox Rd Rowlett, TX 75089
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About this home
Welcome home to this spacious ranch-style home on a full acre, where comfort and convenience meet. With 3 bedrooms, 2 bathrooms, and just over 2,900 sq. ft. of living space, this home is designed to fit your lifestyle. Step inside and you’ll find multiple updates throughout—from the oversized primary suite and beautifully spacious bathrooms to the spectacular laundry room that makes everyday living easier. Two water heaters will ease the worry about running out of hot water. A list of improvements is available, but a few key items are the roof was replaced in 2023, HVAC in 2022, dishwasher in 2025, new plumbing on the main side of the house in 2025, electrical updated in 2018, and tied to city sewer in 2022. The converted garage adds a flexible bonus room, perfect for a playroom, office, an extra bedroom, or media space. Gather in the living room around the wood-burning fireplace, or open the French doors to enjoy the fresh air. Enjoy time around the bar area, located just off the kitchen and living room, while visiting with loved ones. One of the home’s outstanding features is the east-facing porch—a perfect spot to start your day with coffee or unwind in the evening, even during our hot Texas summers. The house sits back from Hickox, so there is plenty of privacy to enjoy your time on the porch. Located near schools, shopping, restaurants, and highways, you’ll love how this property offers both privacy and easy access to everything you need. Owners breed dachshunds, and there may be puppies in the laundry room. They are adorable but shouldn't be touched or disturbed. All of the other dogs will be in the air conditioned kennel in the backyard. Seller will need a leaseback to coordinate move time, and buyer will need to purchase a new survey.
Source: NTREIS #21052403
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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