37223 Segovia Way Palmdale, CA 93552
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About this home
**37223 Segovia Way Welcomes You!** Enjoy the perfect blend of tranquility and convenience in this beautifully situated corner lot property, nestled in a well-established neighborhood. This beautifully maintained two-story, four-bedroom-three-bath residence is perfect for an expanding family or multigenerational living. Step inside to discover a spacious, light-filled interior, featuring vaulted ceilings in the formal living room and dining area. The home boasts an expansive kitchen, seamlessly flowing into the spacious family room which is anchored by a beautiful fireplace. This home features sliding doors from multiple access points to the beautiful fully fenced backyard which features: an expansive newly built covered patio with ceiling fans and rollup patio shades where you can experience the natural beauty of al-fresco dining. Want to relax after a long day at work? Step into your jacuzzi tub covered by a beautiful cabana for added privacy. One bedroom and one full bath are conveniently located on the main floor, perfect for guests, privacy seeking teenagers or mother in law. The grand staircase leads you to the master en-suite, two additional bedrooms, one full bathroom and a large recreation room which can be used as a fifth bedroom. The master en-suite with generous space and an abundance of natural light overlooks the beautiful backyard and features a walk-in closet, dual vanities and a separate bath and toilet room. Additional highlights include: A newer water heater, newer AC unit, EV charger, three car garage and ample room on either side of the home for any water toys you may want to store. Don’t miss your chance to own this extraordinary property. **37223 Segovia Way is ready for you!**
Source: CRMLS #PW25229945
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.