37352 Asher Rd Mechanicsville, MD 20659
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About this home
Welcome to 37352 Asher Road in the desirable Country Lakes community with no HOA! This spacious split-level home is perfectly situated on 2.4 private acres, offering the ideal blend of comfort, functionality, and room to grow. With 4 bedrooms, 3 full baths, and nearly 2,000 sq. ft. of living space, there’s plenty of room for everyone. The upper level features a bright, open layout with 3 bedrooms and 2 full baths, while the lower level includes a large bedroom, full bath, and laundry room, perfect for guests, a home office, or multi-generational living. The kitchen is equipped with stainless steel appliances and opens to the dining area overlooking the backyard. Car enthusiasts and hobbyists will love the attached oversized 27’ x 27’ 3-car garage with 10-ft ceilings, offering ample storage and workspace. Enjoy the peaceful setting, outdoor space, and community amenities Country Lakes has to offer all while being conveniently located near shops, schools, and commuter routes. Roof replacement in 2018 New gutter guards installed in 2022 with a lifetime warranty (4800.00) HVAC serviced in 10/2025 Septic pumped and inspected 10/25 Oil tank was just filled by Burch Oil Also there are two sheds outside the home for your use that the seller left (one has electric) - Large deck outside kitchen as well as the small patio in the front that is enclosed.
Source: BRIGHT #MDSM2027810
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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