3736 10th Ave SE Naples, FL 34117
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About this home
Your private Naples retreat awaits at 3736 10th Ave SE! Nestled on 1.14 acres of lush, wooded tranquility, this charming and beautifully maintained 3-bedroom, 2-bath home blends modern comfort with the serenity of Golden Gate Estates living. A fully fenced property with a gated entrance offers privacy and peace of mind, while the long paved driveway leads to a picture-perfect residence surrounded by soaring pines and nature’s calm. Step inside and be greeted by soaring volume ceilings, an airy open-concept layout, and elegant tile flooring throughout. The chef-inspired kitchen boasts rich wood cabinetry, granite countertops, stainless steel appliances, and pendant lighting over a large breakfast island—ideal for both casual mornings and entertaining guests. The bright living area exudes warmth and flow, complemented by designer touches and a seamless connection to the outdoors. Retreat to the spacious primary suite, featuring a serene view of the surrounding landscape and an ensuite bath with a walk-in glass shower and dual-sink granite vanity. Two guest bedrooms provide comfort and versatility—perfect for family, a home office, or visiting guests. Outside, the possibilities are endless. Enjoy Florida sunshine on the open patio, host weekend gatherings, or design your dream backyard oasis—there’s ample space to add a pool, garden, or workshop. With over an acre of land, you’ll experience the best of both worlds: peaceful estate living just minutes from Naples’ premier shopping, dining, and resort destinations. Whether you’re looking for a family home, winter getaway, or future investment opportunity, this property offers the freedom and potential to make your Florida dreams come true. Discover the balance of elegance, comfort, and privacy—right here in Golden Gate Estates.
Source: FORTMYERS #225078399
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.