3736 NW 129th Dr Gainesville, FL 32606
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About this home
Your DREAM HOME awaits for you!!!!!!!! Live in the country with access to the city. Peacefull place where you can enjoy your free time or work from home. Wherever you are inside the house you can see the beautiful garden, in 1 acre lot.Inside this home has an open-air floor plan with 4 bedrooms, 3 bathrooms (two suits) on the main house plus 1 bed/1 bath in the in-law suite. TOTAL 5 bedrooms/ 4 bathrooms, . Spacious kitchen with "KraftMaid Cabinets", stainless steel appliances, granite countertops with plenty of space to prep your meals, custom island for perfect hosting. The principal bedroom has a generous walk-in closet, and bathroom with spa tub, walk-in shower, dual vanities. On the other side of the house, you have 3 bedrooms and 2 bathrooms with granite counter tops vanities, and showers. This home has attached a building with spacious two car garages plus an in-law suite with independent access or a working place (2023). Enclosed Florida room connected to the living area with panoramic view to your outdoor amenities. Outside relaxing outdoors with custom made chicken coop, pergola, firepit, storage shed, and vegetable garden. Metal roof 2022. Another plus of this house it is closer to schools private and public, shopping center, Santa Fe College.
Source: STELLAR #GC533697
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.