3739 In Bloom Way Auburn, GA 30011
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About this home
BACK ON THE MARKET AT NO FAULT OF THE SELLER!!!Welcome to Wildflower Park-where style, comfort, and convenience come together in one exceptional community! Located just minutes from Highway 85, this beautifully crafted home offers the perfect blend of modern design and everyday functionality. Enjoy being close to popular shopping destinations like the Mall of Georgia, Sprouts, and a variety of restaurants, plus entertainment options like Topgolf and scenic escapes including Mulberry Park and Rabbit Hill Park. Step inside to find a stunning open-concept layout with luxury vinyl plank (LVP) flooring throughout. The spacious kitchen features a large island, under-cabinet lighting, and plenty of room to entertain. With a 3-car garage and an enclosed, screened-in patio, this home is built for comfort inside and out. With a guest room and private bathroom on the main level, you'll discover four generously sized bedrooms on the upper level, including a serene primary suite with a spacious bathroom-complete with a soaking tub, separate shower, and double vanity. Every corner of this home reflects thoughtful design and quality finishes-don't miss your chance to be part of this vibrant Auburn community!
Source: GAMLS #10547840
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.