3741 Highway 83 Good Hope, GA 30641
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About this home
Modern Farmhouse sitting on more 2 plus acres of serene land. Less than two years young ranch style home that is almost brand new. This home offers the perfect blend of tranquility and convenience, making it an ideal location for anyone seeking comfort and modern living in the Good Hope and Monroe area. Monroe is known as one of Georgia's most civil-minded and cultured smaller cities. This home provides its owner with a beautifully crafted floor plans in a peaceful, small-town setting. Technology savvy buyers will indulge the automation in almost all aspects of this SMART home. Added recess lights to the exterior soffits that is timer controlled and Google Smart thermostat are some of the additions above builder grade. All bedrooms are on one level. Kitchen loaded with tons of upgrades, quartz countertop, soft-close drawers and cabinets, white cabinetry and a large farmhouse sink. A luxurious master bath with his and hers vanities, a spa-like shower; custom closets throughout the house. Avid fitness enthusiasts, you have an added exterior workout space that is lined by heavy duty gym grade rubber flooring and is loaded with fitness equipment. Beautiful outdoors seating in the covered back porch to enjoy morning coffee or afternoon drink. Huge yard to add your pool, swing set, trampoline, or whatever you imagine of it.
Source: FMLS #7587421
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.