3742 Berkeley Xing Duluth, GA 30096
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About this home
Stylish Townhome Living in the Heart of Duluth! Discover the perfect blend of comfort, style, and convenience in this beautifully updated 2-bedroom, 2.5-bath townhome, ideally located in one of Duluth's most sought-after communities. Whether you're a first-time buyer, downsizing, or simply looking for a move-in ready home in a prime location-this one delivers. Inside, you'll be greeted by a bright and inviting open-concept floorplan. The spacious living room, anchored by a cozy fireplace, sets the stage for both relaxing evenings at home and effortless entertaining. Brand-new carpet adds a fresh touch, while the updated kitchen boasts granite countertops, stainless steel appliances, and a brand-new stove and dishwasher. A separate dining area makes hosting dinners easy, and the flow extends seamlessly outdoors to your private patio-ideal for morning coffee, weekend barbecues, or winding down at sunset. Upstairs, you'll find two oversized primary suites, each with its own en-suite bath and walk-in closet, offering the perfect balance of comfort and privacy. Convenient upstairs laundry adds another layer of everyday ease. Beyond your doorstep, the lifestyle continues. Just minutes from Downtown Duluth's lively restaurants and shops, The Gas South District (formerly Infinite Energy Center), and quick access to I-85 and Peachtree Industrial Blvd, this home keeps you connected while still tucked into a peaceful, well-maintained community with top-rated schools nearby. This townhome truly checks all the boxes-updated, move-in ready, and close to everything Duluth has to offer. Don't wait-schedule your private showing today and make this charming townhome your own!
Source: GAMLS #10598251
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.