$447,500

3761 Lake Point Blvd Suwanee, GA 30024

$2,713/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to this beautifully designed 4BR 3BA end-unit BASEMENT townhome in the highly desirable Suwanee Station community! THIS HOME QUALIFIES FOR UP TO 100% FINANCING WITH NO PMI!!! This home is the perfect blend of comfort, elegance, and location. From the moment you enter, you'll be captivated by the dramatic 2-story living room, flooded with natural light and anchored by a cozy fireplace. The modern kitchen overlooks the main living area, making it perfect for entertaining. Crown molding, soaring ceilings, and thoughtful finishes create a sense of luxury throughout. The fully finished basement includes a guest suite with private entry-ideal for visiting family, roommates, or guest. Enjoy morning coffee on your spacious back deck or head out to the community's resort-style amenities, including a pool, tennis courts, and clubhouse. Located just minutes from Suwanee Town Center, The Fresh Market, local breweries, parks, and top-rated Suwanee schools, this home offers unbeatable walkability and convenience. Don't miss the chance to live near the scenic Suwanee Creek Greenway and have everything you need right at your doorstep!

4 bedroom
3 bathroom
2,220 sqft
0.04 acres
Townhouse
Built in 2004
2 car garage
Air conditioning
Fireplace
Shared pool

Source: FMLS #7607293


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 06:37 am
Listing agent: Shalitia Smith
Listing provided courtesy of: AUOR Properties (770) 286-0636
Details provided by FMLS and may not match the public record.
MLS ID: #7607293
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