3769 Lema Dr Spring Hill, FL 34609
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About this home
Ready to fall in love with a home that offers so many options. Open Concept, additional Florida Room, Huge enclosed Back Porch, 1/3 Acre Lot with glorious Backyard, Storage shed and so much more. This 3 Bedroom plus an additional room currently being used as a 4th bedroom but can be used as a Double Office Space plus 2 Large Bathroom, Dining room, Living room, Kitchenette Breakfast Nook, Split Plan and Open Concept, Chef's Dream Kitchen with lots of storage & Counter Space the list just rolls on!!! This Light & Bright Home with over 2,500 sq ft under roof, has vaulted ceilings which really opens up the flow of the Combo Living Room & Dining Room plus great view from the Kitchen Nook area. Primary Bedroom is on one side of the home while the other 2 are on the other side giving lots of space for a growing family. Check out the 4th Bedroom option!! Set up with Heat & AC and a Fan, it is currently an Oversized 4th bedroom but with its Private entrance, it can be used as a Dual Office Space, Craft & Hobby Room, Workshop, Game Room, Family Room and so much more. Then you also have the enclosed Lanai with gorgeous view of your large backyard. Check out the 1/3 of an Acre yard... So many options... From Pools to playgrounds additions to Gatherings by a Firepit and more.... Let your design juices flow!! Check out this home today and let us get you closed and moved in for the Holidays. As you Tour this beauty, imagine how you and your friends & family will celebrate here!!! Located in the Heart of Spring Hill, Close to the best of everything: Restaurants, Shopping, Medical & Hospitals, Entertainment, Buccaneer Bay, Weeki Wachee Springs, Pine Island & Bayport, Hernando Beach, Close to great wineries, distilleries & breweries, Lead Foot City Car Amusement Center, Chinesegut Preserve, Historic Downtown Brooksville and a growing community of unique entertaining options. Schedule your showing today!!
Source: STELLAR #W7880013
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.