3777 Peachtree Rd NE Apt 1324 Unit 1324 Brookhaven, GA 30319
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About this home
MOVE IN READY 2BR/1.5BA CONDO AT PEACHTREE PLACE BROOKHAVEN! NEWLY RE-FINISHED HARDWOOD FLOORS, CROWN MOLDING, GRANITE COUNTER TOPS, CUSTOM TILE BACKSPLASH, NEWER STAINLESS STEEL APPLIANCES, FRESH PAINT, LARGE PRIMARY SUITE WITH BRAND NEW CARPET, 2 OVERSIZED HIS AND HER CLOSETS, DOUBLE VANITY SINKS IN BATH WITH QUARTZ COUNTER TOPS, BRAND NEW TILE SHOWER, FLOORS AND TOILET. 2 PRIVATE PORCHES, 1 ASSIGNED COVERED PARKING SPOT. COME AND SEE ALL THE AMENITIES, 24 HR CONCIERGE OFFICER, GATED COMMUNITY, AMAZING POOL, 2 LEVEL FITNESS CENTER, FULL SERVICE BUSINESS CENTER, THEATRE ROOM, CLUB ROOM, DOG PARK, ETC. ALL APPLIANCES INCLUDING WASHER AND DRYER INCLUDED IN THE SALE. 2ND SMALLER BEDROOM IS BEST USED AS A DEN. WATER, SEWER, GARBAGE AND BI-WEEKLY TRASH VALET INCLUDED IN THE HOA FEES. WALK TO RESTAURANTS AND SHOPS OF BROOKHAVEN!!! This property has an assumable mortgage of approx. $161,000 at 3.75%, buyer to obtain 2nd mortgage to cover the difference.
Source: FMLS #7647622
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.