3791 Sylvia Rd Dickson, TN 37055
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About this home
Over $100k under recent appraisal!! This is your chance to grab an amazing property with built in equity! Welcome to 3791 Sylvia Rd—a stunning custom home on 7.47 private acres in Dickson, TN. The main level features two bedrooms and bright, open living and dining areas perfect for entertaining or everyday comfort. Upstairs, newly added in 2020, you'll find the luxurious primary suite with a two-person rainhead shower, separate air whirlpool soaking tub with electric fireplace, along with a second living room, laundry room, a dedicated office, and two oversized flex rooms that were previously used as extra bedrooms. While the home is perked for three bedrooms, the layout offers incredible flexibility to suit your lifestyle and would even be perfect for multi generational living. Step outside to your private oasis, a saltwater above-ground pool, mostly set in-ground and tucked behind the home with hookups ready for a future outdoor kitchen. A nearly 6,000 SQ FT SHOP with heated floors, kitchen, half bath, and office creates the perfect setup for car enthusiasts, hobbyists, entrepreneurs, or even future barn conversion. The ATTACHED 6-CAR HEATED AND COOLED GARAGE includes an oversized bay for RV or boat storage. Enjoy private walking trails on the property, and peaceful surroundings of your dreams—all just minutes from the heart of Dickson, Dickson municipal airport and just one hour from Nashville. Now with ignite high speed internet!!
Source: REALTRACS #2882820
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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