380 Emery Oak Dr Murrells Inlet, SC 29576
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About this home
Discover modern living in this beautiful home located in Oak Arbor a desirable natural gas community! This stunning 4-bedroom, 2.5-bathroom home offers exceptional space and comfort with a versatile loft perfect for use as an office, playroom, or den. Three additional generously sized guest bedrooms upstairs provide ample space for family and visitors. The master bedroom features a spa-like ensuite with walk-in shower, double vanity, and spacious walk-in closet - your personal retreat at the end of each day. The main floor showcases an open and airy floor plan seamlessly connecting the kitchen, family room, and dining room, plus a convenient half bath. The heart of the home features gorgeous white cabinetry, pantry, stainless steel appliances, gas stove, new garbage disposal, and elegant granite countertops. This home comes with premium upgrades including a tankless hot water heater for endless hot water, upgraded ceiling fans throughout, smart home features with doorbell and wired security system, whole house water filtration system, and professional landscaping with gutters and irrigation. You'll enjoy peaceful views of your fenced private backyard that backs up to protected wetland woods, providing exceptional privacy and natural beauty. Located in the award-winning St. James School District, you'll be conveniently close to grocery stores, restaurants, and more. Just a short drive to Murrells Inlet marsh, Huntington Beach State Park, the Atlantic Ocean, and Tidelands Waccamaw Community Hospital. Don't miss your chance to see this exceptional home - schedule your showing today!
Source: MYRTLEBEACH #2519778
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.