3801 Serena Ln Clermont, FL 34711
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About this home
Lovely 3 bedoom, 2 bath gem situated on a great corner piece of property in the sought after 55+ Heritage Hills Community. It is waiting for you! Every detail of the Columbus II floorplan has been thoughtfully designed for your comfort, and major systems have been recently undated, including a new roof in 11/2024 and new AC replaced in 2021. Step inside and be greeted by a spacious, chef inspired kitchen, featuring plenty of cabinetry, sleek countertops, and a full suite of included appliances including new refrigerator & dishwasher. The generous pantry offers ample storage space, making it easy to stay orgainized while preparing your favorite meals. The elegant primary suite serves as a peaceful retreat, complete with an ensuite bathroom that boasts a large walk-in shower, a double vanity, and a private toilet closet. Whether you're unwinding after a busy day or preparing for the day ahead, this space is designed with relaxation in mind. Enhanced by luxurious finishes throughout, including premium pergo laminate flooring, granite ountertops in the kitchen and both bathrooms and gutters with leaders to protect the home. Enjoy your morning coffee or evening cocktail in absolute tranquility on the back lanai. For added convenience, the HOA takes care of all lawn maintenance, including mowing, annual re-mulching of garden beds, and even the exterior painting every five to six years—leaving you with more time to relax and enjoy your beautiful surroundings. Heritage Hills is a vibrant 55+ active community set in the rolling hills of Clermont, providing an unparalleled lifestyle with something for everyone. The Mediterranean-inspired, gated community, built by Lennar Homes, boasts an impressive range of resort-style amenities, including a heated pool and spa, tennis and pickleball courts, basketball courts, shuffleboard, bocce courts, and much more. The community’s grand clubhouse is a true centerpiece, offering a 24-hour fitness center, exercise room, craft room, library, and card rooms. For those special occasions, the clubhouse features a ballroom with a stage and kitchen, ideal for hosting events and celebrations. Additionally, the 5-mile walking trail winds throughout the community, providing the perfect way to stay active while enjoying scenic views. Located just minutes from the heart of Clermont, Heritage Hills offers easy access to world-class attractions such as Disney, shopping, dining, medical facilities, and more. Need to explore even more? Take the back gate for a short drive to Winter Garden for additional shopping and dining options. With quick access to major highways, getting around is a breeze. Don't miss out on this extraordinary opportunity to enjoy a relaxed, active lifestyle in one of Central Florida's most desirable communities. Schedule your private tour today and make this dream home yours!
Source: STELLAR #G5096130
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.