3805 Pentland Hills Dr Upper Marlboro, MD 20774
Your savings
About this home
Pick your buyer concession: Interest rate buydown or closing assistance!!! Assumable loan at 2.5%, approximately $390,000 balance and monthly payment $2,400!!! RARE 4-LEVEL TOWNHOME IN SOUGHT-AFTER BEECH TREE GOLF COMMUNITY! Motivated seller open to concessions with the right offer. Mortgage savings may also be available for buyers of this listing. Welcome to 3805 Pentland Hills Drive, a spacious four-level townhome set within the prestigious Beech Tree golf community and designed for both comfort and convenience. The open-concept main level features a bright living and dining area that flows into an oversized kitchen with breakfast bar, walk-in pantry, and direct access to the deck—perfect for entertaining or everyday living. Upstairs, you'll find three bedrooms and two full baths, including the primary suite with a walk-in closet, double vanity, ceiling fan, and abundant natural light. The lower level offers a versatile recreation room with half bath, walk-out to the fenced backyard, and access to the two-car garage with a generous driveway. The top level boasts a vaulted-ceiling loft that opens to a private rooftop terrace with sweeping community and sky views. Thoughtful upgrades include a Culligan water softener, Tesla solar panels with dual Powerwalls, and Ruckus Wi-Fi coverage across all four levels. Enjoy exceptional community amenities—golf, clubhouse, pool, and walking trails. Commuting is simple with nearby Metro stations, Park & Ride, and easy access to major routes. Shopping, dining, and entertainment await at The Centre at Forestville and Penn-Mar Shopping Center, while nearby parks, trails, and historic sites provide abundant outdoor and cultural opportunities. Mortgage savings may be available for buyers of this listing.
Source: BRIGHT #MDPG2175542
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.