3805 Scarborough Ct Clermont, FL 34711
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About this home
Welcome to 3805 Scarborough Ct, a beautifully maintained Nottingham model situated on the GOLF COURSE in the GATED - "MAINTENANCE FREE," 55 PLUS COMMUNITY in the highly desirable East Hampton section of Kings Ridge. This home offers 3 bedrooms, 2 full bathrooms, and a spacious three-car garage, all thoughtfully designed for comfort, style, and entertaining. NO FRONT OR REAR NEIGHBORS!! Golf course views from the front of the home and views greet you from multiple rooms. The LARGE ENCLOSED back porch (not part of the heated sq ft) features vinyl windows, perfect for enjoying the scenery on rainy or cooler days or open them to let in the full breeze. Two ceiling fans and diagonal tile add both comfort and elegance, while the large, covered porch extends the entertaining space outdoors. Views of the course also stretch across the family room, breakfast nook, kitchen, formal living room, and even the dining room and front porch, making every corner of this home connected to the lush surroundings. Inside, the home combines durability and style with laminate floors in the living and dining areas, tile in the wet areas and 3rd bedroom, and brand-new carpet in the master bedroom and 1 of the guest rooms. The popular floor plan includes both formal and family rooms, allowing for versatile living and entertaining. The kitchen is designed for both function and social connection, featuring 42" cabinets, stainless steel appliances, white Corian countertops, a breakfast bar, a closet pantry, and abundant counter space, perfect for preparing meals while staying connected to family and guests. The master suite continues the golf course views, offering dual walk-in closets and a master bathroom with a glass-enclosed shower, senior walk-in bathtub, and dual vanities. Attic pull-down stairs provide additional storage above the three-car garage. Throughout, the home has been very well maintained, from the tiled roof to the upgraded landscaping with mature trees, including a flourishing orange tree. Kings Ridge is a gated community offering a full range of amenities, including two golf courses, tennis courts, two pools, and a recreation building with classes and excursions. Residents enjoy easy access to major roads, or for a more leisurely option, you can reach grocery stores, restaurants, and shops by golf cart without ever stepping onto a main road. Monthly maintenance covers exterior repainting, lawn care, cable, and more, allowing you to enjoy the lifestyle without the hassle. This home combines timeless elegance, functional living spaces, and a premier golf course location, making it a must-see for buyers seeking the best of Kings Ridge living.
Source: STELLAR #TB8438091
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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