3807 Seattle St Hemet, CA 92545
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About this home
Welcome to 3807 Seattle Street in Hemet, a beautifully updated and spacious two-story home offering the perfect blend of comfort, functionality, and style. Featuring five bedrooms and three full bathrooms, this home has been thoughtfully enhanced with the addition of a 6th bedroom, providing extra space for a growing family, guests, or a home office. Fresh interior paint gives the home a clean and modern feel, creating a bright and inviting atmosphere from the moment you step inside. The main level boasts a warm and welcoming layout, highlighted by Pergo-style wood flooring that flows seamlessly throughout the living areas. The expansive kitchen is a true centerpiece, complete with granite countertops, a convenient center island with cooktop and breakfast bar, and ample cabinetry for storage. Perfect for gatherings, the open-concept design allows the kitchen to flow into the dining and living spaces, making entertaining both easy and enjoyable. A downstairs bedroom and full bathroom offer flexibility for multigenerational living or visiting guests. Situated across from a peaceful greenbelt, the property enjoys a sense of openness and privacy. The backyard features low-maintenance landscaping and a covered patio with brick accents, perfect for outdoor dining or quiet evenings. Additional highlights include a three-car garage, two AC units, and Tesla chargers. Located in a desirable neighborhood close to schools, shopping, and commuter routes, this home is move-in ready and offers the space, updates, and location today’s buyers are looking for. Don't miss the opportunity to make this home yours!
Source: CRMLS #CV25179845
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.