3811 2nd Ave SE Naples, FL 34117
Your savings
About this home
Welcome to your UPGRADED, private tropical G.G.Estates retreat - where you can HAVE IT ALL! This beautifully remodeled 3-bedroom, 2-bathroom home sits on 1.59 lush, landscaped acres and includes an attached 2-bedroom 1-bath guest apartment—ideal for multi-generational living, guests, AND/OR INCREDIBLE INCOME PROPERTY! Additional income can be realized with the equipped RV pole barn in the back acreage. Inside, you’ll find a bright, open layout with MODERN CUSTOM UPGRADES throughout. New luxury flooring, fresh interior and exterior paint, and multiple decorative accent walls are just a few of the designer additions! The spacious living area features an elegant electric fireplace, creating a warm and inviting atmosphere. The fully renovated open kitchen is a showstopper with crisp quartz countertops, updated white shaker cabinetry, modern pendant and recessed lighting, and an enormous walk-in pantry for abundant storage. Both bathrooms have been tastefully updated with new fixtures and modern tiled finishes, along with thoughtful upgrades like new lighting and faucets throughout the home. Step outside to an expansive screened-in patio with a built-in grill—perfect for year-round entertaining or quiet mornings surrounded by tropical beauty. Recent major improvements include a NEW roof (2024), NEW A/C (2024), NEW water heater (2025), and a NEW reverse osmosis water system (2023). The property has been professionally cleared and landscaped, with updated sod & irrigation along w/mature tropical trees including mango, coconut, and manymore. Calusia hedges provide added privacy, while a gated chain link fence makes the yard ideal for pets and children. Solar-powered security lighting at the entry adds peace of mind. Alongside the beautifully paved driveway is a DRIVE-AROUND ACCESS TO THE BACK OF THE PROPERTY leading to the dedicated RV PAD, which can offer great rental potential. In addition, the converted garage functions as an ADDITIONAL INCOME-GENERATING EFFICIENCY APARTMENT & is approximately 600 ft.²!! Conveniently located near the future Everglades Boulevard-to-I-75 connection, this one-of-a-kind property offers space, flexibility, and income opportunity—blending comfort, style, and LONG-TERM VALUE IN ONE EXCEPTIONAL OFFERING.
Source: FORTMYERS #225064204
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.