3814 Persimmon Cir Fairfax, VA 22031
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About this home
Best Property in the Neighborhood – Turnkey Ready ! Motivated sellers – ready to work with the right buyer! Move-in ready unit. 2 Beds | 2 Baths | Den | 1,610 Sq Ft | Ground Level | 1 Assigned Parking Spot Discover this stunning, fully renovated 2-bedroom, 2-bathroom + den ground-level condo offering 1,610 sq. ft. of single-level living in the highly sought-after Mantua / Fairfax community. Perfectly move-in ready, this light-filled home features brand-new wood-based laminate flooring, fresh paint, recessed lighting, and a cozy wood-burning fireplace. The chef’s kitchen boasts white soft-close cabinets, quartz countertops, a designer backsplash, walk-in pantry, and newer stainless-steel appliances. Both bathrooms are luxuriously remodeled with quartz vanities and modern tilework – including a spa-style primary shower. The versatile enclosed den is perfect for a home office, nursery, or guest room. Additional highlights: - Private front patio just steps from the community pool - In-unit laundry and abundant storage (3 closets in primary suite) - 1 assigned parking space + plenty of guest parking - Quiet ground-level location with easy walk-out access Unbeatable Location: - < 1 mile to Fair City Mall (Trader Joe’s, Amazon Fresh, restaurants, gym) - 3 miles to I-495, 8 miles to I-66 - Close to Vienna Metro, parks, and top-rated Mantua schools - Under 2.5 miles to NOVA Annandale Campus This home is a rare opportunity for anyone seeking turnkey living with unbeatable convenience in Fairfax.
Source: BRIGHT #VAFX2256626
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.