3814 Pond View Ct Columbus, GA 31907
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About this home
Welcome to 3814 Pond View Ct, a beautifully maintained residence located in the peaceful Sears Pond subdivision of Columbus. Built in 2016, this expansive 5-bedroom, 3.5-bathroom home offers over 3,600 square feet of thoughtfully designed living space, blending comfort, functionality, and style. Step inside to find a spacious open-concept layout featuring high ceilings, abundant natural light, and elegant finishes throughout. The main level hosts a luxurious owner's suite with a large walk-in closet and a spa-like bathroom, complete with an oversized soaking tub and separate shower perfect for unwinding after a long day. The heart of the home is the gourmet kitchen, equipped with stainless steel appliances, ample cabinet space, a walk-in pantry, and a large island ideal for casual dining or entertaining guests. Enjoy cozy evenings in the family room, which features a gas-log fireplace, or host dinner parties in the formal dining room just off the foyer. Upstairs, you'll find four generously sized bedrooms and a versatile loft area that can be used as a game room, media space, or home office. Step outside to a private, fenced-in backyard with a garden area; perfect for enjoying Georgia's beautiful seasons. The community offers access to a tranquil fishing pond, providing a relaxing backdrop and an extra touch of charm to your daily life. Located within the Muscogee County School District and 15 minutes within Ft. Moore this home is near top-rated schools, shopping, dining, and major roadways making commuting and everyday errands convenient and stress-free. Seller will provide a professional carpet clean 3 days prior to closing. Don't miss the chance to make this stunning property your forever home. Seller will have areas of property painted upon move-out. Seller will have carpet professionally cleaned upon move-out!
Source: GAMLS #10599177
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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