3817 Portrush Way Amelia, OH 45102
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About this home
Stunning Luxury Ranch Condo in Waterford Glen! Welcome home to this beautifully maintained 2 bedroom, 2 bathroom ranch condo featuring an oversized 2-car garage and a modern open floor plan. The great room showcases a vaulted ceiling and cozy fireplace, while the 4-season roomwith windows on three sidesoffers natural light and serene views year-round. The kitchen has been newly updated with wood cabinetry, granite countertops, and stylish fixtures. Recent updates include new windows (2023) and HVAC (2018), giving you peace of mind for years to come. Enjoy the ease of single-floor living in a prime location, plus resort-style amenities within Waterford Glen: a clubhouse with pool, fitness center, walking paths, and a community conservation area. HOA fees include water and trash for added convenience. This one has it all style, comfort, and lifestyle under one roof!
Source: CINCYMLS #1857288
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.