38201 Via La Colina Murrieta, CA 92563
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About this home
***Charming Turn-Key Home located in the Heart of Murrieta's Premier 55+ Community - Warm Springs Knolls. YOU OWN THE LAND! Low HOA Dues! Low Taxes. This 2008 Manufactured Home on a permanent foundation is located in the Warm Springs Knolls Community. Walking distance to The Club House that offers resort style amenities, is designed to enrich the lifestyles of active seniors. The Club House includes - Kitchen, Meeting Room, Ballard Table Swimming Pool, Enclosed Spa, Showers in Restroom, Exercise Classes, lots of Social Events and Activities. This single story, 3 Bedrooms, 2 Bath home is ready to move in. As you enter the Front door into the spacious Livingroom a beautiful fireplace that warms the entire home. Kitchen has New Stainless Steel Appliances-as of 2022 - Refrigerator, Stove and Dishwasher, Beautiful Wood Cabinets spacious countertops. This Kitchen is a Chief Gourmets' dream come true! Spacious Eating Area with lots of Natural Light! Primary Bedroom is it own retreat, very spacious and opens into its own private bathroom. Two other bedrooms -would be perfect for an Guest room, Office or Hobby room. The Separate Laundry Room includes Washer & Dryer purchased in 2022. The Flooring is neutral color Wood Laminate throughout the entire home for easy care. Chain-link fenced surrounds the Backyard - Easy Care - Hardscape 3 different rock colors invites your imagination for the outdoor living ideas and peaceful enjoyment to watch the beautiful Stars and Sunsets over the City and Hills of the City of Murrieta. Plus you're minutes from shopping, dining and easy freeway acess for added convience. CALL - Make an Appointment to Come See Your Forever Home today!
Source: CRMLS #SW25233146
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.