3826 N Adobe Garden Loop Tucson, AZ 85716
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About this home
Stunning Spanish Colonial Home in Ideal Location- Animated by the craftsmanship on display, this Spanish Colonial home pays homage to an old-world heritage that has been honored and renewed. Plastered walls, imported tile, hand-hewed wood beams on three porches, integral colored polished and scored concrete floors provide composition that offers a lifestyle filled with harmony and close relation to the natural world. Various native shrubs cause an explosion of color, form, and texture, setting off the dramatic foreground. Varied focal points unwind like a garden narrative of texture, light and mood that emphasize beauty and relaxation. (Also available: 25 yr/ 2.25% VA loan is assumable!) Rastra block construction provides this home with an old-world, thick-walled feel while still being highly energy efficient and able to block out exterior sound. Open the three sets of French doors with invisible screens for exquisite al-fresco living. Location of this property is ideal due to its proximity to the city center while still being surrounded by nature and sounds of wildlife. Upscale shops and restaurants, Rio Vista Natural Resource Park (with grassy field, labyrinth and playground), the Rillito River Walk and Tucson Racquet and Fitness Club are all within a short distance in a festival city and first U.S. city designated as a UNESCO world heritage site for gastronomy. ~Exquisite Details~ Spanish Colonial construction Exterior native clay plaster Adobe block walls Gated entrance to courtyard Private drive Hand-hewn, large beams support three porches Brick wrap-around porches Fountain in both backyard and in center courtyard Twelve-foot ceilings Antiqued hardware Mature, native vegetation Large, stone outdoor fireplace within indoor view Plaster walls (no VOC) Dimmable indoor lighting throughout Spanish, chinked tile roofs Interior double doors Private, vine-filled patio Hand-carved wooden niches ~Luxury Living~ Exclusive seven-home gated community GE Monogram appliances Gourmet kitchen with pasta faucet and cabinet lighting Large, walk-in pantry Tiled and pebble-tech community pool Covered, outdoor community kitchen and leisure area Landscaped community courtyard with lawn Private yard Slate kitchen countertops and island Three sets of French doors Bathroom basins Slate and stone bathroom vanities Custom tile showers with glass doors Wet bar in great room Large master suite with separate water closet, glass shower door to pebbled shower, and full deep bath One bedroom equipped with private bath, large walk-in closet and private entrance Velvet and silk multi-layered window treatments with blackout lining Paneled, solid doors throughout home Imported tile in all doorways and in kitchen Chandelier, two sconces on tiled columns Energy and Safety Conscious Rastra block (high R-value) Double-pane windows Alarm system Fire sprinkler system Landscape lighting Full, user-friendly irrigation system Parapet roof ideal for solar panels Low power bills 2-car extended depth garage ~Location Location Location~ Combination of rural and urban area Walk/Bike/Roll lifestyle with 137-mile bike loop at Rillito River Park Trail (equestrian access; exercise stations; hiking/walking; wildlife viewing); Rio Vista Natural Resource Park; upscale shops, grocery and restaurants within short distance ?? mile to Tucson Racquet Club encourages healthy living w/ pickleball, racquetball, yoga, Zumba, pools, tennis, childcare, salon, massage, restaurants & bar. Quiet community atmosphere (CC&R regulated) Every room of the house has outside door and view of natural world Local sites: Tucson Racquet Club, Rillito River Park Trail, and Rio Vista Park: https://tucsonracquetclub.com/schedule/ https://www.visittucson.org/listing/rillito-river-park-trail/25441/ https://www.tucsonaz.gov/Departments/Parks-and-Recreation/Parks/Rio-Vista-Natural-Resource-Park
Source: SOUTHAR #22525023
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.