383 Perch Horizon San Antonio, TX 78253
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About this home
This one-owner home has been meticulously cared for both inside and out. 3 bedrooms, 2 /12 baths, 2 living areas & 2 eating areas. The first floor features waterproof luxury vinyl plank flooring and an upgraded kitchen with warm, granite countertops, under cabinet lighting, gas cooking, and gorgeous hex tile backsplash. Go up the beautiful laminate floored stairway to the game room and 3 bedrooms. Hard floors in the heavily trafficked areas and new, plush carpet in 2 of the bedrooms. The primary suite is sweet! The bedroom is spacious and the connecting bathroom boasts a soaking tub, granite counters, and large linen closet. The bathroom opens right up to the very functional closet/dressing room with a dimmable fandelier. The backyard is perfect for gathering friends and family on the covered patio and tree-shaded deck, surrounded by a flagstone walkway. A sprinkler system keeps the yard and gardens lush. Additional upgrades include Roof (2024), Water Heater (2024), Water Softener (2024), Dishwasher (2025), Exterior Paint (2018), Kitchen Remodel (2023), Ceiling Fans & Light Fixtures (2023-25), Sink & Tub faucets (2024-25). Redbird Ranch has 2 amenity centers with a 3rd on the way. Enjoy multiple pools, tennis, pickle ball, basketball, playgrounds, lake for fishing, paved & unpaved walking/biking trails. Save money with Medina county tax rate. Growing Medina Valley ISD elementary & middle schools are just outside the neighborhood with a new high school opening in 2026. Located in a high growth area with many opportunities for dining & shopping. Convenient to 90 and 211. Realtor is owner.
Source: SABOR #1912592
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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