3831 Ironwood Ash San Antonio, TX 78261
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About this home
PRICED TO SELL! NO CITY TAXES! MUST SEE MODERN UPGRADES! 3831 Ironwood Ash, San Antonio, TX 78261 STOP THE CAR! This is not a drill-it's the beautifully upgraded, dream home you've been searching for in the highly desirable Villages at Bulverde. Offering a perfect blend of comfort, style, and unbeatable location, this 2,083 sq ft residence is aggressively priced at $346,000 and ready for immediate closing. This upgraded, non-city-tax home in a top school district with a greenbelt view is a rare combination. Properties like this do not stay on the market! The Home: More Than $15K in Luxury Upgrades! Spacious & Open Floorplan: A generous 3-Bedroom, 2.5-Bath, 2-Story layout (built in 2014 by Centex) designed for modern living. Enjoy new, beautiful laminate wood flooring downstairs. Gourmet Kitchen: The heart of the home boasts sleek granite countertops, an oversized kitchen island, a large walk-in pantry, and custom built-in cabinetry for effortless organization. All major appliances are included! Ultimate Flexibility: Featuring a massive 20' x 14' Family Room and a huge upstairs loft, there's endless space for entertaining, a second living area, or a dedicated play zone. The Perfect Work/Guest Space: A dedicated 10' x 14' home office/study includes a clever built-in Murphy bed, offering the ideal flex space for remote work that effortlessly converts for overnight guests. Primary Suite Oasis: Retreat to the upstairs Primary Bedroom featuring a luxurious, remodeled en-suite bath with a custom-designed oversized shower and double vanity. The Lifestyle: Location, Privacy, and Community ZERO City Taxes: Enjoy significant savings on your monthly payment with the benefit of No City Taxes! Top-Rated NEISD Schools: Live with peace of mind, knowing you are zoned to the area's most coveted schools: Cibolo Green Elementary, Tex Hill Middle, and Johnson High School. Ultimate Privacy: The home is nestled on a quiet cul-de-sac lot and backs up to a protected greenbelt, ensuring no rear neighbors and providing a tranquil, serene setting. Community Amenities: As a resident of Villages at Bulverde, you gain access to fantastic amenities, including Playground, Sports Court, and scenic Jogging/Walking Trails. Unmatched Convenience: You're minutes from Highway 281 for a quick commute, and just a short drive to the best shopping, dining, and entertainment at Village at Stone Oak and the TPC San Antonio area. Priced at just $166 per sq. ft. and eligible for $0 Down VA/USDA loans, this home represents one of the best values in the 78261 zip code.
Source: SABOR #1898228
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.