3835 Windance Ave Spring Hill, FL 34609
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About this home
Welcome to this spacious 3-bedroom, 2-bath, 2-car garage home in the gated, amenity-rich community of Sterling Hill. Featuring an open floor plan, the eat-in kitchen with breakfast bar and nook flows into the Great Room, where sliding glass doors open to a covered lanai. Tile and luxury vinyl plank flooring enhance the main living areas, with carpet in the bedrooms. The Master Suite offers a walk-in closet and ensuite bath. A new roof (2024), indoor laundry room, and ample storage add convenience, while the fully fenced backyard with covered patio provides the perfect spot for BBQs, entertaining, or a quiet morning coffee. Sterling Hill offers resort-style amenities, including two pools, splash pads, playgrounds, tennis and basketball courts, volleyball, fitness centers, clubhouses, picnic areas, dog park, and optional boat/RV storage. Ideally located near shopping, dining, and top-rated schools, you’ll also enjoy quick access to the Suncoast Parkway for easy commutes to Tampa and the airport. Weekend adventures await with kayaking at Weeki Wachee Springs or sunsets at Pine Island Beach just minutes away. Don’t miss the chance to own this affordable home in a vibrant community with endless amenities and the best of the Florida lifestyle!
Source: STELLAR #O6347955
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.