38351 Ironwood Pl Zephyrhills, FL 33542
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About this home
Welcome home! This charming updated 2-bedroom, 2-bathroom end-unit condo located in the highly desirable Driftwood community, one of Zephyrhills’ most sought-after 55+ gated neighborhoods. This beautifully maintained home showcases modern upgrades throughout and offers true maintenance-free living—perfect for those looking to relax and enjoy life! Step inside and you’ll immediately notice the luxury flooring flowing through the main living areas, complemented by ceramic tile in the kitchen and bathrooms for a refined finish. The kitchen comes complete with stainless steel appliances including a double oven, and updated fixtures—a chef’s delight with space for a cozy dinette. The open-concept dining and living area creates a seamless flow, ideal for entertaining family and friends. Both bedrooms are generously sized, easily accommodating large furnishings. The primary suite includes a walk-in closet and an updated private bathroom with modern fixtures. A bright den just off of the living room offers flexible living space—perfect for a home office, craft room, or cozy TV lounge. The indoor laundry closet provides extra convenience, without taking up extra space or having to go outside to do laundry. This home offers peace of mind knowing the low monthly condo fee of $345 covers water, sewer, trash, lawn care, exterior maintenance, building insurance, roof replacement, and access to all community amenities. Driftwood residents enjoy an active lifestyle with access to a clubhouse, pool, shuffleboard courts, social events, and a car wash area all within a beautifully maintained gated setting. Located just minutes from medical facilities, the hospital, grocery stores, restaurants, and local conveniences, this community offers both comfort and convenience. Pride of ownership truly shines in this move-in-ready home! Don’t miss your opportunity—schedule your private showing today. The brown part of Driftwood is a pet-free, deed-restricted 55+ community. Cash or conventional financing only.
Source: STELLAR #TB8437225
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.