3839 Mulberry Point Ct Dumfries, VA 22025
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About this home
Enjoy all the upcoming Holiday's in your new home. Even more potential savings while an opportunity to bring your "Best" before someone else beats you to the Settlement Table. Well maintained SFH boasts approx 3600+ sqft combined two levels; spacious 'Pinehurst" floorplan in the sought after Four Seasons in Historic Virginia vibrant Community. Nestled in the sought after 55+ ACTIVE and THRIVING ADULT COMMUNITY. Make this beautiful; freshly painted and professionally cleaned SFH located just minutes from everything and loads of nearby attractions in and outside of the community, yours. Two generous size levels with three beds on the main level (upstairs) and one in the basement with it's very own full bathroom. This well appointed home offers an enclosed Sunroom w/double Trek Deck and paver patio below to accommodate all of your outdoor enjoyment or simply just relax and soak up all that nature offers without the work. The home offers granite countertops, Main level living at its best with tons of storage; and 2-custom built closets. Located within the gated community providing plenty walking trails,1-Indoor and outdoor swimming pools; a nice well equipped full size gym and a newly remodeled Club House, tennis courts, exercise classes and so much more. Your 55+ Community is ready for you!
Source: BRIGHT #VAPW2095490
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.