38634 Lakeview Walk Lady Lake, FL 32159
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About this home
Charming 3-bedroom, 2-bathroom plus den home located in the highly sought-after gated community of Harbor Hills in Lady Lake. Nestled on a quiet cul-de-sac, this spacious and light-filled home offers the perfect blend of comfort, privacy, and resort-style living. Step inside to discover a flowing open-concept floor plan with a large living area, high ceilings, and plenty of natural light. The kitchen features modern appliances, ample counter space, and a convenient breakfast bar—ideal for entertaining or casual dining. The primary suite offers a private retreat with his and hers walk-in closets and en-suite bathroom complete with dual vanities, a soaking tub, and a walk-in shower. Two additional bedrooms in this split plan home are generously sized and share a well-appointed second bathroom. The den provides flexible space for a home office, guest room, or hobby area. Enjoy Florida living at its best on your screened-in lanai, perfect for morning coffee or evening relaxation. The ample sized lot provides space to personalize your outdoor oasis. Located in the sought after Harbor Hills golf community, residents enjoy access to a championship golf course, tennis courts, marina, clubhouse, and more—all just minutes from The Villages, shopping, dining, and medical facilities. Don't miss your opportunity to own a piece of paradise in one of Central Florida’s premier gated communities!
Source: STELLAR #G5101058
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.