3865 Mabry Rd NE Unit 4 Roswell, GA 30075
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About this home
JUST A SHORT FIVE MINUTE WALK TO LOCH HIGHLAND AMENITIES|| || BEAUTIFUL BACKYARD VIEW WITH WILDLIFE || || ALL SCHOOLS HAVE A BUS STOP RIGHT ON MABRY RD || || REAL OAK HARDWOODS THROUGHOUT || || NEW ROOF || || NEW GUTTERS || || NEW DECKING || || NEW IN 2024 - 50 GALLON GAS WATER HEATER|| TWO-STORY FAMILY ROOM WITH EXPOSED BEAM || || MASTER SUITE WITH PRIVATE SITTING ROOM || SOFT CLOSE DRAWERS & CABINETS IN KITCHEN & BATHROOMS || BREATHTAKING VIEWS FROM DECKS & MASTER SUITE || || EXTENSIVE LANDSCAPING || || TWO POOLS, TENNIS, PICKLEBALL, CLUBHOUSE, & LAKE || ** What You'll See ** Step inside and notice the OAK HARDWOODS in excellent condition, running seamlessly throughout the home. Your eyes will be drawn upward to the TWO-STORY FAMILY ROOM, highlighted by a striking EXPOSED BEAM that gives the space a ski-lodge feel. Natural light streams in through expansive windows, filling every room with warmth and openness. From the MASTER SITTING ROOM, enjoy panoramic views of your WOODED BACKYARD, where deer and birds make daily appearances. Outside, the DECKS overlook breathtaking landscaping with evergreens and cleared grounds that open to nature's beauty. ** What You'll Hear ** In the mornings, you'll hear birdsong drifting through open windows, a gentle reminder of the wildlife that calls this backyard home. In the evenings, laughter and conversation carry softly from community gatherings at the CLUBHOUSE or summer events at the TWO POOLS overlooking the lake. On the tennis and pickleball courts, the rhythmic sound of play adds to the vibrant atmosphere of Loch Highland's year-round active lifestyle. ** What You'll Feel ** The open design creates a sense of spaciousness, while the notched tongue-and-groove hardwoods underfoot give both comfort and craftsmanship. In the FAMILY ROOM, the high ceilings and exposed beam add a rustic coziness, making you feel at ease. Stepping out onto the deck, you'll feel the peacefulness of nature wash over you-quiet, private, and serene, yet connected to a community full of life and activity. ** What You'll Experience ** Living here means embracing balance-quiet mornings in your MASTER SUITE with coffee and wooded views, afternoons spent at the POOL or on the COURTS, and evenings entertaining on your expansive DECKS under the stars. The community's SOCIAL CALENDAR offers year-round opportunities to connect, while the HOME itself provides sanctuary. Every detail has been designed to create a lifestyle of both retreat and connection. HOA dues are paid quarterly at $250.
Source: GAMLS #10594264
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.