3870 Whistlewood Cir Lakeland, FL 33811
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About this home
Welcome to this beautiful 3 bedroom PLUS an office, 2+ car garage SALT WATER pool home in the gated community of Carillon Lakes. This home screams pride of ownership from the curb. The manicured front lawn welcomes you in to the screened front entrance. The home boasts both a formal living room and a very large family room with a split bedroom floorplan. The bright master bedroom has an oversized en-suite bathroom. The bathroom has two walk-in closets, a dual sink vanity, jetted garden tub, walk-in shower, linen closet and private water closet. There are sliding doors that lead from the master to the pool deck. There are sliding doors from the living room, breakfast nook and family room that also leads out the the screened in pool. These sliders let in loads of natural light and offer amazing views of the wooded area behind the home. The kitchen has corian counters, wood cabinetry, small breakfast bar as well as the nook. Just off the kitchen is the spacious family room. The two guest bedrooms are both roomy and bright and share the second bathroom. The inside laundry leads to the oversized two car garage with an extra "bump" out perfect for storage or golf cart parking. Updates - All new irrigation system, New outdoor and POOL LED lighting that changes colors and has multiple modes.. New Pool pump and pool heater. New washer and dryer. New refrigerator and microwave. Roof and solar fans 2020, new windows 2019. This is a homeowner friendly HOA which includes Spectrum cable and wifi, grass maintenance (cut and edging included). Carillon Lakes offers residents a multitude of great amenities - a community pool/spa, fitness center, tennis courts, a recreation/reception hall, pickleball, a playground, billiard & card rooms, and even walking paths around the Lake! There is something for everyone in Carillon Lakes! Schedule your private tour today!
Source: STELLAR #W7878009
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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