3883 SE 99th St Belleview, FL 34420
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About this home
Step inside and you’ll know—homes like this don’t come along often. Built in 2013 with solid block construction, this space blends warmth, comfort, and confidence in every corner. Light fills the open living area, flowing into a kitchen made for connection with stainless steel appliances, generous counter space, and that easy, open layout everyone wants. The split-bedroom design keeps life balanced: privacy when you want quiet, connection when you want company. The primary suite feels like a relaxing exhale, complete with a walk-in closet and a spacious bath featuring a walk-in tub with grab bars for comfort and ease. Outside, the backyard gives room to unwind or bring your vision to life. A whole-house generator stands ready for storm season, keeping you comfortable no matter what. Perfectly situated near Ocala, The Villages, and Belleview conveniences, this home checks every box and a few you didn’t know you had. Homes this comfortable and thoughtfully equipped rarely stay available for long.
Source: STELLAR #O6357749
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.