$450,000

389 Mill Bend Dr Fuquay Varina, NC 27526

$2,576/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Main Level Living. Welcome to Mill Bend Drive — where peaceful living meets everyday convenience! Just 7 miles from all that Fuquay-Varina has to offer, including shopping, dining, healthcare, and entertainment, this stunning home offers the best of both worlds: space, serenity, and accessibility. Nestled on a beautifully wooded 0.84-acre lot, this home offers a private retreat surrounded by nature. Step inside to find a grand dining room with elegant coffered ceilings, setting the tone for refined living. Continue down the hall to the open-concept living room, kitchen, and breakfast area, highlighted by soaring 20-foot vaulted ceilings that fill the space with natural light. The kitchen is a showstopper with gleaming white cabinetry, quartz countertops, a ceramic tile backsplash, and a convenient butler's pantry—perfect for storage and entertaining. The living room offers a cozy yet spacious gathering space, ideal for relaxing or hosting guests. The primary suite is located on the main level and features a tray ceiling, abundant natural light, and a luxurious ensuite bath with a 5-foot herringbone-tiled shower with a bench, double quartz vanities, and a spacious walk-in closet with built-in wood shelving. Upstairs, three additional bedrooms and a full bath offer plenty of room for family or guests. Step out from the breakfast area to your screened-in porch—a serene spot to sip morning coffee or unwind in the evening. Just beyond, a large attached deck invites outdoor living at its best: perfect for grilling, dining al fresco, or enjoying quiet evenings under the stars. The expansive yard provides peace, privacy, and endless possibilities for gardening, play, or simply soaking in the tranquility of your surroundings. Your yard will shine brighter than the rest with its meticulously maintained grass and irrigation system. Mill Bend Drive—your private retreat just minutes from town!

4 bedroom
2.5 bathroom
2,270 sqft
0.84 acres
Single Family
Built in 2021
2 car garage
Air conditioning

Source: TRIANGLEMLS #10129942


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 28, 2025 10:06 am
Listing agent: Andrew Britt (252) 327-8374
Listing provided courtesy of: NorthGroup Real Estate, Inc. (704) 412-2804
Details provided by TRIANGLEMLS and may not match the public record.
MLS ID: #10129942
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database. Information Not Guaranteed. Copyright 2025 Triangle MLS, Inc. of North Carolina. All rights reserved.
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