390 Sunny Brook Rd Blue Ridge, GA 30513
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About this home
Tucked at the end of a quiet, private road, this exceptional 10.62-acre property is unlike anything else on the market. Unrestricted and surrounded by nature, it offers over 1,000 feet of bold, flowing creek frontage and long-range sunset views over the Cohutta Mountains (Plus more springs and streams in back of the property). The land is fully usable-ideal for those dreaming of a hobby farm, homestead, or equestrian lifestyle, with plenty of room for horses or animals. Originally updated in 2024 with additional improvements completed in 2025, the home is both modern and welcoming, featuring high-quality finishes, spacious living areas, and outdoor spaces designed to fully enjoy the peaceful setting. A well-built barn (constructed in 2020) with a concrete pad and power provides added functionality for storage, livestock, or creative projects. With total seclusion, end-of-the-road privacy, and no restrictions, this property opens the door to many possibilities-including a charming wedding or small event venue, vacation rental, or personal mountain retreat. There's simply nothing else like it in the area. Breathe in the fresh mountain air, listen to the creek as it winds through the trees, and watch the sun dip behind the Cohuttas-this is mountain living at its finest. Basement is partially finished and stubbed/ has a garage and workshop that is insulated and cliimate controlled.
Source: GAMLS #10530296
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.