3900 Gessner Dr Denton, TX 76210
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About this home
Nestled on a picturesque corner lot surrounded by mature trees, this inviting 3-bedroom, 2-bath home with a private office perfectly blends warmth, comfort, and convenience. Recently refreshed with a new roof, new gutters, and fresh interior and exterior paint, the home feels both timeless and renewed. Just one house down from the community pool, it offers a lifestyle of ease and connection. Inside, beautiful wood floors extend through the main living areas, office, and bedrooms, setting a warm tone throughout the home. At the front of the home, a dedicated office with elegant French doors provides a quiet space to work or study. Toward the back, the open-concept kitchen, dining, and living spaces flow together effortlessly—perfect for everyday living and gatherings alike. The kitchen is as functional as it is beautiful, featuring an abundance of white cabinetry, granite countertops, a spacious island, stainless steel appliances, a gas range, and a breakfast bar overlooking the living room—ideal for entertaining or family time. The cozy living room, complete with a charming fireplace and windows framing views of the spacious backyard, is the heart of the home. The primary suite offers a peaceful retreat with two walk-in closets, plus an ensuite bath featuring dual sinks, a garden tub, and a separate shower. Two additional bedrooms and a full bath are thoughtfully split from the primary, offering comfort and privacy for family or guests. Step outside to enjoy the covered patio and expansive grassy yard, fully enclosed by an 8-foot board-on-board fence—perfect for relaxing, gardening, or play. Located just a two blocks from the elementary school and minutes from shopping, dining, and I-35E, this home combines small-community charm with everyday convenience. It’s a place where warmth and practicality meet—ready to welcome you home.
Source: NTREIS #21100232
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.