3903 Scenic Trail Dr Harker Heights, TX 76548
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About this home
**BRAND NEW FENCE ALERT! This beautiful home just got ANOTHER huge upgrade, the fence has been fully replaced!** In addition, Sellers are Generously Offering $10,000 Towards Buyer's Closing Costs or Rate Buy Down!! Welcome to your dream home in the coveted Quail Estates of Harker Heights! This expansive 5-bedroom, 3-bathroom home sits on a generous half-acre lot, offering unparalleled privacy with no rear neighbors and plenty of space for all your needs. This home boasts three spacious living areas, including an optional formal dining or sitting area, a large loft, and oversized bedrooms perfect for families seeking room to grow and entertain. The luxurious master suite features a Jacuzzi tub for ultimate relaxation, while a private downstairs guest bedroom with a full-sized guest bath ensures comfort and privacy for visitors. Enjoy the peace of mind that comes with a brand new roof, fresh paint throughout, and new luxury LVP flooring on the main level! Conveniently located just 2 miles from Stillhouse Hollow Lake, this home also offers quick and easy access to dining and shopping. Don’t miss out on this Texas-sized property in one of Harker Heights' most desirable neighborhoods. Schedule a showing today and discover the perfect place to call home!
Source: CENTRALTEXAS #550569
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.