391 Anza Way San Leandro, CA 94578
Your savings
About this home
Welcome home to this charming single family residence situated in the desirable Floresta Gardens Neighborhood. Offering a comfortable light & bright open layout with seamless flow between the living spaces. Fully renovated inside & out with gorgeous flowing laminated flooring throughout. Fresh paint inside & out, recessed lighting, updated dual pane windows, brand new garage door and motor. The kitchen and bathrooms are tastefully updated with new ss appliances, new cabinets, modern finishes including tile flooring, quartz countertops and updated fixtures. New bathroom vanities & mirrors with custom tile work in shower. New furnace and water heater. All new doors/fixtures throughout and mirrored closet doors in bedrooms. Beautifully manicured landscaping front and back. Huge backyard perfect for entertaining and ready to make your own private oasis with endless opportunities. A dream chance to make this your new home in a wonderful neighborhood! Centrally & conveniently located near BART, shopping, restaurants and major freeways, with easy access to San Leandro Marina & Lake Chabot Park. Home also qualifies for Citibank Homerun program. Please inquire to find out more information and details.
Source: CRMLS #41113124
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.