3912 Wilbarger St Fort Worth, TX 76119
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About this home
Welcome to 3912 Wilbarger St—a charming ranch-style residence in Fort Worth ISD offering 3 spacious bedrooms, 2 full baths, and 1,232 sqft of living space. Step inside to discover original hardwood floors, crown molding, and light-filled living areas. The kitchen boasts granite countertops, stainless steel appliances, rich dark cabinetry, and a gas range—perfect for home chefs. A separate dining room, dedicated laundry area, and beautifully updated bathroom with custom vanity and glass shower enhance daily comfort. The primary suite is generously sized, featuring wood-look flooring and views of the large backyard. Outdoor living shines with a spacious covered patio with recessed lighting and ceiling fan, ideal for entertaining or quiet evenings. The large backyard includes a matching storage shed, mature trees, and is fully fenced for privacy. A one-car attached garage and extra driveway space provide ample parking. Located on a .194-acre lot with no HOA, this home offers peaceful neighborhood living just minutes from I-820, shopping centers, parks, and local eateries. Nearby attractions include The Shops at Clearfork, Hulen Mall, and the Fort Worth Zoo. Don't miss this move-in-ready gem that blends comfort, charm, and convenience in one of Fort Worth’s most accessible neighborhoods! Refrigerator will convey with home.
Source: NTREIS #21028600
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.