3915 Roma Ct Rockwall, TX 75087
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About this home
Interested in unlimited golf on a pristine & constantly manicured golf course without paying a cent more than your included HOA fees? Interested in activities like pickleball, tennis, & lake excursions? Come get this REMODELED FROM FLOOR TO JAWDROPPING & INTRICATE ONE-OF-A-KIND OAK & CEDAR CATHEDRAL CEILINGS UNDERNEATH A NEW TERRA COTTA TILE ROOF! We welcome you to a dynamic family home with minimal exterior maintenance & water-conscious zeroscaping, a perfect paragon for a home that sits lakeside, where a breeze off the lake wafts in through two-story windows & a balcony with lake views, as well as through the central atrium that brings sunlight into every nook and cranny, helping to calm the spirit & ease one’s soul. The bedroom downstairs is state-of-the-art; no expense was spared in its construction, with an implicit goal of creating a space, be it an office or a studio or a movie theatre, that’s totally insulated from the outside world. The downstairs room boasts professionally installed in-wall wiring for 13 channels of sound to Dolby spec for Dolby Atmos 7.2.4. Double Sheetrock ceilings & Rockwool insulation make the room extraordinarily encapsulated, & it truly is a place to find solace & solitude. This place is authentic. It’s gorgeous & impressive & we believe you’ll fall in love. Even the cathedral ceilings will enrapture & excite; the wrap from front to back and make the second floor, with its peek-a-boo lake views, an inspiring place to spend time. The astroturf backyard removes the need for regular exterior maintenance; perhaps every couple of years you’ll have to trim perimeter bushes but that would take all of an hour, perhaps? This home is cozy & interesting & is sure to captive all who enter. The kitchen was comprehensively & meticulously redone; the cabinetry conceals some remarkable secrets as well, with pull-out shelves & hidden compartments, the functionality of the storage compliments the beauty of the waterfall island counter. Come see!
Source: NTREIS #21038239
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.